My long-term care guide will answer frequently asked questions
about LTC benefits including:
How Much Does LTC Insurance Cost?
Is LTC Insurance Worth It?
Does Medicare Pay for LTC?
What Happens When LTC Insurance Runs Out?
What Types of LTC plans are available?
Is Long Term Care Tax Deductible?
… and 30+ other questions about LTC benefits.
Benefits of long-term care insurance
You have choices if you own a Long-term care plan. You and your family may use your personal
resources or telephone or write to your Health Insurer, Medicare, Veterans Benefits, or
other social services to ask them how and where they will pay for your caregiving.
Owning an LTC plan allows you and your family to decide where and with whom you want
assistance with your daily living activities.
LTC benefit payments paid to you or a care agency are not subject to income taxes.
If you are a Corporation, Partnership, or LLC, premiums may be deductible.
Why schedule a conversation with raymond?
Reduced family conflict among family
Predictable income stream for care services
Protect income and assets to enjoy your lifestyle
Tax-free benefits to pay for care services
Without a plan, an emergency care event presents an immediate family crisis. Working with a
skilled and competent extended-care benefits advisor safeguards your future, ensures your
transition from active daily living to activities of daily living, provides for care support
services, and protects multi-generational financial security.
We appreciate your patience
in helping us work through the process. My wife is not insurable and I
needed surgery before I could be approved for long-term care benefits.
and Karen(New Mexico)
It took me years to decide
to own a long term care plan. My parents needed care and they had to
sell some of their investment properties to pay for it. That reduced
their income and increased tax expenses.
I am a scientist by
training and only own insurance that I need. My parents needed care
giving because of health issues and I knew that having a care giving
plan for me would be of value if I could speak with a person to explain
the need and plans which would provide me with what I wanted along and
making sure I did not over buy benefits.
Starting the Conversation is Easy!
Obtaining extended care coverage begins with a review of your current health and financial
You can fill out our Health & Financial Status Questionnaire now so that Raymond can
review it before your consultation or wait until after the consultation.
Lavine LTC Benefits proudly serves
clients in Gig Harbor, Tacoma, Seattle, Spokane, Bremerton, Port Orchard, Port Townsend,
Port Angeles, Grays Harbor, Olympia, Vancouver (WA), and the surrounding areas.