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Our parents are living with
us because of health problems and frailty, which made us think that we
needed to have a plan in place to have reserve money to pay for
caregiving services to remain in our home. It took several
conversations before we decided a plan which would provide the benefits
we wanted. Thanks for being helpful and patient to help us make a good
Raymond knows how to
explain long-term care benefits. We thought it would be simple, but we
also had concerns that he sensed and answered: How do different plans
pay for care? What is the application process? Will the company be
financially viable in 15 or 20 years? Will a person be available to
answer our questions now and in the future? The information he sent
was useful, and his online screen sharing session helped us make an
informed decision about both companies and plans. Now that we have a
plan, we do not have to be concerned that our children's lives, our
commitments, or our estate plan will be disrupted.
and Don O(Wyoming)
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