I contacted Raymond because I own a Genworth LTC plan and I received a premium increase. My question, should I own another plan or pay the premium?

He asked me questions about my plan and my current health. I explained that my husband and I purchased plans 8 years ago (my husband is deceased) and that I have been experiencing health issues.

Raymond explained that my present health issues would not allow me to be underwritten for a new plan and that even if I were in good health, he was straightforward with me – keep you plan as it has benefits which are not offered in present plans and even though premiums have increased, I am still better off keeping my plan.

This made me feel better to know that I own a quality plan and I appreciate his taking the time to explain why premiums have been increased and why my plan is valuable