Raymond knows how to explain long term care benefits. We thought it would be simple, but we also had concerns that he sensed and answered: How do different plans pay for care? What is the application process? Will the company be financially viable in 15 or 20 years? Will a person be available to answer our questions now and in the future?

The information he sent was useful and his online screen sharing session helped us make an informed decision about both companies and plans. Now that we have a plan, we do not have to be concerned that our children's lives, our commitments, or our estate plan will be disrupted.