Reviews

We are retired and waited longer then we should to own extended care benefits. We sort of knew something about care giving insurance. Although there is a lot of information available on the Internet and information we have received in the mail, we still did not understand why we should own it and what plans were available for our particular situation. As it happened, my wife could not qualify medically to own extended care benefits but I was able to get coverage. You could have stopped there but with your knowledge and expertise, you recommended a critical care plan which my wife could qualify which will provide benefits if she needs care giving services. You are a professional and I am pleased to recommend you to my family, friends, and loved ones.

I am not the most patient person when it comes to looking at insurance and, although I needed to do something about custodial benefits, I was never comfortable talking to anyone about it. You listened, you asked questions, and then you suggested several plans that would meet my needs and budget. When I asked questions, you explained the process. Since then, you have maintained contact and whenever I’ve had questions, you were available to answer them. In other words, you kept your promise.

Although I had spoken with others about extended care benefits, you were the first person I felt comfortable with. Few of the others listened to my concerns. Although I thought that I couldn’t afford long term care coverage, you patiently showed me what is possible and I understood that the need for long term care will affect my family even more than it will affect me. What you designed is a plan that will allow me and my family to conserve our money and retain our dignity. You are a professional and I am pleased to recommend you to my family, friends, and loved ones.

The accountant for our North Dakota ranch suggested that my husband and I should investigate extended care benefits because we both have health issues. When we provided our medical histories, you were authentic and explained that I would not qualify medically for extended care benefits but my husband probably would qualify. But then you surprised us by finding an option that we hadn’t considered-long-term-care coverage for my husband and a critical care plan for me.

Within minutes, I felt comfortable with your knowledge and approach as you asked questions and then listened to my concerns. Using a screen-share program, you showed me exactly how you design long term care plans. No one had ever done that and it made working with you easy. I can see with home health, physical therapy, and other health issues, older folks without LTC could really get in financial trouble. Certainly gives me peace of mind to have a policy! Thanks for helping me and my wife to own extended care plans.