Lavine Long Term Care Insurance

Security, For Life


Lavine Long Term Care Encyclopedia

Are You Ready to be a Caregiver?

A study by MetLife concludes, bluntly, that without informal caregivers our health care system would collapse.

Informal caregivers are volunteers working without compensation to care for a family member or friend.

  • 1 in 5 Americans are caregivers at this moment.
  • 1 in 3 Americans will provide care this year.
  • 80% of all care in America is provided by informal caregivers.
  • Informal caregivers provide $375 billion in unpaid services each year.

If you live a normal lifespan, you will either be or be dependent upon an informal caregiver. If you become a caregiver, you will find:

  • Caregivers labor in isolation, exhausting themselves by reinventing what others already know.
  • There is no organized caregiver support structure and few places to turn for help.
  • The financial impact of being an unpaid caregiver can be devastating.
  • The emotional impact of being an unpaid carefiver is corrosive.
  • No training manuals exist for informal caregivers.
  • Informal caregivers are invisible within our health care system.

Long-term-care insurance can mitigate or eliminate these burdens.