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Lavine Long Term Care Insurance

Security, For Life

 

America Has a Major Misconception On Aging

What Percentage of Americans Will Need Long-Term Care?

One-third of Americans
think they will need long-term care.

More than two-thirds of Americans
actually will need long term care.

What is Long Term Care?

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Getting started is quick and easy. Just fill out some basic contact details and Raymond will contact you to gather the information needed for a complete and accurate quotation.

According to the Administration on Aging, long-term Care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called activities of daily living (ADLs).

  • If you are prepared, you can choose the care you receive. If you are unprepared, care is chosen for you.
  • Without proper preparation, the financial and emotional stress on the family to be the caregiver can be devastating.
  • For the unprepared, the need for long term care can result in disrupting your estate plan and your commitments to your family.
  • Proper planning gives consumers control of their care options and also eases the burden of family members.
  • Most people incorrectly believe Medicare will cover the costs of long term care services they will need.
  • Many people believe they have sufficient cash flow and capital to pay for long-term care but in reality most cash flow is allocated for your lifestyle and not for care giving whether at home or in a care center.

Be proactive about creating a stable future for your family and your well-being.

Begin by having a conversation with Raymond Lavine MBA, MA, CLTC. Call 253.275.6091 to schedule a preliminary discussion.

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